Bike Locks: A Buyer’s Guide

Buying a bike lock is probably the most essential thing to keep in mind after purchasing a bike. After spending a hefty amount on a bike, it is only common sensical to secure it to avoid theft. Here’s some expert advice while buying a bike lock.

bike-lock-buyers-guide

Type of Lock

Usually, there are two types of bike locks; the shackle and cable-chain. Shackle locks have enjoyed a good reputation since time immemorial. Today’s cable locks are an equivalent to the shackle locks. Both locks ensure security independently, so it all boils down to what type of lock you would be more comfortable using.

Weight

The weight of a lock has much to do with the security of your bike. An average bike lock should weigh approximately 2.5kg which is quite a significant amount of weight being added to your bike. Feel rest assured that the heavier your lock is, the more difficult it will be to break. The cable locks are almost weightless when compared to the much heavier u-locks and shackles. For those who don’t wish to carry such a heavy load on their bikes while traveling, the cable locks are a perfect option. It all depends on your personal preference really.

Ease of use

Once you arrive at your destination, you will need something to secure your bike. This usually involves a body part or hand to hold your bike in place. It can be such a pain if your bike requires two or more hands. To lock a bike, the main part needs to be controlled with one hand. If your locking system is as complicated as this, one tends not to bother with it. However, this only means making your bike theft prone or not bothering to use your bike.

Testing certification

It is always beneficial to have an independent testing certification which adds a higher level of credibility and confidence to your lock. These certifications are ranked by Bronze, Silver and Gold where gold is the most secure option.

Our best picks

After much deliberation and research we chose the best bike lock systems available in the market today.

  • Squire Mako Conger bike lock
  • Kryptonite New York M18 bike lock
  • Knog Bouncer bike lock
  • Hiplok bike lock
  • Masterlock Criterion bike lock

Verdict

The above lock models come in varied prices and can make things difficult when we have to choose a lock that is strong and durable. Although the Kryptonite bike lock costs more than its other rivals, a whopping three times more, we feel because of its heavy weight it is completely worth it. Bike locks are an investment as it protects a bike worth a lot more. The Kryptonite has motorcycle protection, Sold Secure Gold rating and is Classe SRA approved which makes this the best bike lock. It is not only superior in quality but it is sleek looking as well.

We must accept that no lock is completely thief-proof, but it is important to use the lock with multi-faceted securing properties.

Why IFSC Code is Required to Transfer Money?

Indian Financial System Code or IFSC Code, which is an 11 fonts code allocated by RBI to recognize all bank branches exclusively, that are contributing to NEFT scheme in India. This code is recycled by electric payment system requests such as RTGS, National Electric Fund Transmission, and CFMS.
ifsc-code-uses-in-fundstransfer
The IFSC code is an 11 oddity alphanumeric code which knows how to break down into various parts. The first 4 fonts signify the designation of the bank, the fifth font is always remain zero and it is kept for the future use while the last 6 fonts are frequently numeric, but possibly will also be alphanumeric as well as symbolize the branch of the specific bank.

In Indian backing System, IFSC codes or else the Indian Financial System Code which is an eleven digit exclusive number for a piece bank division. This exclusive amount is owed by the RBI and is recycled for NEFT and RTGS monies transmissions. For instance, the Central Bank of India IFSC code for Udupi division situated in Karkalla is the CBIN0283152.

The Role of the IFSC Code in Transferring Money?

IFSC Codes indication an imperative role when cash is transferred from one bank account to a new through ways such as NEFT IMPS, and RTGS. All these choices are essentially anxious with inter-bank cash transfer but achieve this charge in dissimilar ways.

The mutual thread between these diverse choices is the bank IFSC codes scheme that the theoretical plaque that recognizes a bank division as a validation to the received monies that the similar has been running scared to the precise destination. Associate this to a livestock rancher and being a huge flock of cattle. Deprived of a labelling system, classifying individual associates of the people and secretarial for all of them resolve be next to unbearable.

RGTS, as well as NEFT systems, are established for effective transfer of money whether it might be getting the funds or transfer the money. These schemes are reinforced by RBI. Both the schemes are rather different from each other.

  • RTGS System:

  • This scheme transfers the money at the wildest rates. The contract occupations in real period or gross base and does not bunch with other connections. The transactions are rapidly functioned in real time and on the uncultured basis. They are never bunched with other transactions. RTGS scheme does not transmission less than Rupees 1, 00,000 to the beneficiary version within 1 or 2 days.

  • NEFT System:

  • There is not one limitation of fund transmission in this scheme. The cash which you transmission to the beneficiary drive to the people within 24 to 48 hours. Maximum of the eras it takes abode in 4 to 5 hours or sometimes less also.

You must reminisce that IFSC code contains the most significant thing when you effort to transmission money to any bank account. Usages of South Indian Bank IFSC code can be occupied into account when you effort to transfer monies inter-Indian situations, but it is not lawful for global states.